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short term medical

Short-Term Temporary Health Insurance

Do You Or Member Of Your Family Need
Short-Term Temporary Health Insurance?

Responsive Table

Don’t Take Chances!

Crucial coverage for anyone who has a temporary need for major medical expense insurance. Examples include people who are:

  • ineligible for coverage under an employer group plan;
  • out-of-work, laid-off or between jobs without COBRA;
  • waiting for group coverage to become effective;
  • eligible for COBRA but find it too expensive;
  • working for a temporary staffing agency;
  • retired, but not yet eligible for Medicare;

In today's economic climate, personal bankruptcy has climbed at an alarming rate. Woman On CrutchesAccording to US bankruptcy court statistics, more than 1.5 million people file for bankruptcy every year. Most significantly, nearly 97 percent of bankruptcy filings are made by individuals, not by businesses.

According to a Huffington Post article, of the top 10 reasons why people go bankrupt medical expenses is number 1:

1. Medical Expenses

A recent Harvard University study showed that medical expenses account for approximately 62 percent of personal bankruptcies in the US. Interestingly, the study also showed that 72 percent of those who filed for bankruptcy due to medical expenses had some type of health insurance, thus debunking the myth that only the uninsured face financial catastrophes due to medical-related expenses.*

* Source: the blog 5/24/2015

National General Accident & Health
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