Maintaining Good Oral Health Is Important
No one has to tell that to a medical student. But where can you get the dental coverage you need to help you pay for routine—and not-so-routine—dental care? Answer: the SOMA association group dental plan.
Did you know that most health insurance policies do not automatically include dental coverage? And, if they do, it is usually quite expensive. This affordable plan allows you to get dental insurance and make sure that your smile always looks its best – and your teeth and gums stay healthy.
Highlights
- Annual deductible $25 individual / $75 family
- Covers:
- 100% of Class I Preventive Dental Services (deductible does not apply)
Examples: exams, cleanings, x-rays - - 90% of Class II Basic Dental Services
Examples: fillings, extractions, restorative treatment, repairs to crowns or bridges, non-surgical periodontics - - 50% of Class III Major Dental Services
Examples: oral surgery, endodontics, inlays, onlays, crowns, prosthetics
- 100% of Class I Preventive Dental Services (deductible does not apply)
- 6-month waiting period applies for Class III benefits
- $1,500 annual maximum per individual
- Orthodontia not covered
- Use any dentist but participating network dentists have agreed not to bill more than the insurance company’s Maximum Allowable Charge
Coverage is underwritten by United Concordia insurance companies, rated A- (Excellent) by A.M. Best, a leading independent insurance rating service.
This information is a brief description of the important features of this plan. It is not a contract. Full terms and conditions are set forth in master group policy SOMA 836375001. This group policy is subject to the laws of the state of Illinois, the jurisdiction in which it is issued. The availability of this offer may change.