Non-Medical Insurance
Defined contribution plans for employer groups with 10 or more full-time employees (no minimum participation requirements)
A robust employee benefits program includes more than just health insurance.
AffinityChoice is a coordinated package of important, non-medical insurance coverages that your employees and their families want and need, including:
- life,
- dental,
- vision and
- disability
You Choose Your Contibution
Because AffinityChoice is a Defined Contribution plan you can completely control your costs. You set the fixed amount per employee per month that you will pay toward each of your eligible employees' non-medical insurance benefits (minimum $25.00).
You define the class or classes of eligible employees. Each eligible employee can choose to enroll for any or all of the benefits offered in the package and allocate your contribution among the benefits chosen to help pay the premium. If the total premium for the benefits selected exceeds your contribution, the employee pays the difference by payroll deduction.
Customized By Each Employee
Yesterday's "One Size Fits All" benefits are not responsive to the needs of today's employees and their families. AffinityChoice provides your employees with the ability to customize their own benefits package. Some employees, for example, may already have dental coverage through a spouse's employment. In that case, the employee might choose disability coverage or additional life insurance.
And, with AffinityChoice, unlike purely voluntary insurance plans, your employees will know and appreciate that you are making a financial contribution to the cost of their benefits.
Easy To Set Up
All you have to do is:
- Decide which class or classes of your employees will be eligible,
- Decide how much you want to contribute per employee per month, and then
- Register by completing, signing and submitting the Group Application.
Your Own Custom Website
We will build and maintain a custom enrollment website specific to your plan.