Hospital Deductible Insurance (HDI)

Supplementary Group Coverage

Standard Benefit Options Available:
$1,000, $2,000, $3,000 and $5,000.
(Also available in $500 increments up to $5,000)

Plans can be offered two ways:
  • Blanket Basis - employer pays 100% of the premium for employee coverage and employees pay for dependents.
  • Voluntary Basis - employees pay some or all of the premium for themselves and their dependents.
Note: A modal billing fee of up to $9 depending on group size will be reflected on each bill.
 
Blanket Basis: Employer pays 100% of Employee-Only rate for all eligible employees.
Employees pay the balance for family members through payroll deduction.
 Monthly Rates
Benefit Level$1,000$2,000$3,000 $5,000
Employee Only$10.00$19.00 $29.00$48.00
Employee & Spouse$21.00$42.00$63.00$105.00
Employee & Children$16.00$32.00$48.00$81.00
Family$28.00$56.00$84.00$140.00
 
Voluntary Basis: Employees pay some or all of the premium for themselves and their dependents through payroll deduction.
 Monthly Rates
Benefit Level$1,000$2,000$3,000 $5,000
Employee Only$13.00$25.00 $38.00$63.00
Employee & Spouse$27.00$55.00$82.00$137.00
Employee & Children$21.00$42.00$63.00$105.00
Family$37.00$73.00$110.00$183.00
 
Questions  (804) 273-9797