{"id":4205,"date":"2026-02-13T14:22:03","date_gmt":"2026-02-13T14:22:03","guid":{"rendered":"https:\/\/affinitybenefits.com\/brc\/?page_id=4205"},"modified":"2026-08-11T18:20:42","modified_gmt":"2026-08-11T18:20:42","slug":"mli-premiums","status":"publish","type":"page","link":"https:\/\/affinitybenefits.com\/brc\/mli-premiums\/","title":{"rendered":"MLI Coverages &#038; Premiums"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4205\" class=\"elementor elementor-4205\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46424cad e-flex e-con-boxed e-con e-parent\" data-id=\"46424cad\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-455f289 elementor-align-left back-history elementor-widget elementor-widget-button\" data-id=\"455f289\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-left\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">RETURN TO MAIN<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2424a60 elementor-widget elementor-widget-html\" data-id=\"2424a60\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<script>\ndocument.addEventListener('DOMContentLoaded', function () {\n    let backButtons = document.querySelectorAll('.back-history');\n    backButtons.forEach(function (backButton) {\n        backButton.addEventListener('click', function (e) {\n            e.preventDefault();\n            history.back();\n        });\n    });\n});\n<\/script>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-592e1709 e-flex e-con-boxed e-con e-child\" data-id=\"592e1709\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c408716 elementor-widget__width-inherit elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"2c408716\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9a00d1 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b9a00d1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">HOW MUCH DOES IT COST?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68ca52c7 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"68ca52c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Media Liability Insurance: Premiums and Additional Coverages<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e6aeb15 e-flex e-con-boxed e-con e-child\" data-id=\"5e6aeb15\" data-element_type=\"container\" id=\"privacy\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-971e43f elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"971e43f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#MLIannualprem\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">MLI ANNUAL Premiums<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fe5c1b elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"6fe5c1b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#Investigativework\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Coverage for expos\u00e9, adult content and true crime<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9df895a e-flex e-con-boxed e-con e-child\" data-id=\"9df895a\" data-element_type=\"container\" id=\"MLIannualprem\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dce42c3 elementor-widget elementor-widget-heading\" data-id=\"dce42c3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><b>MLI Annual Premiums<\/b><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebbfd93 elementor-widget elementor-widget-text-editor\" data-id=\"ebbfd93\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Policy limit options are based on your gross revenue from your last financial year.<\/p><p style=\"text-align: left;\"><b>Revenue up to $250,000<\/b><\/p><table style=\"width: 100%; border-collapse: collapse; table-layout: fixed;\"><thead><tr><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Policy Limit<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Premium<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Broker Fees<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Total*<\/td><\/tr><\/thead><tbody><tr><td style=\"padding: 8px; text-align: center;\">$250,000<\/td><td style=\"padding: 8px; text-align: center;\">$400<\/td><td style=\"padding: 8px; text-align: center;\">$75<\/td><td style=\"padding: 8px; text-align: center;\"><b>$475<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center;\">$500,000<\/td><td style=\"padding: 8px; text-align: center;\">$500<\/td><td style=\"padding: 8px; text-align: center;\">$75<\/td><td style=\"padding: 8px; text-align: center;\"><b>$575<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center;\">$1,000,000<\/td><td style=\"padding: 8px; text-align: center;\">$850<\/td><td style=\"padding: 8px; text-align: center;\">$85<\/td><td style=\"padding: 8px; text-align: center;\"><b>$935<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$2,000,000<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$1,250<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$125<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\"><b>$1,375<\/b><\/td><\/tr><\/tbody><\/table><p style=\"text-align: left;\">*Please note: State taxes not included.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fcc190 elementor-widget elementor-widget-text-editor\" data-id=\"9fcc190\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: left;\"><b>Revenue $250,000 &#8211; $1,000,000<\/b><\/p><table style=\"width: 100%; border-collapse: collapse; table-layout: fixed;\"><thead><tr><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Policy Limit<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Premium<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Broker Fees<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Total*<\/td><\/tr><\/thead><tbody><tr><td style=\"padding: 8px; text-align: center;\">$250,000<\/td><td style=\"padding: 8px; text-align: center;\">$500<\/td><td style=\"padding: 8px; text-align: center;\">$75<\/td><td style=\"padding: 8px; text-align: center;\"><b>$575<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center;\">$500,000<\/td><td style=\"padding: 8px; text-align: center;\">$850<\/td><td style=\"padding: 8px; text-align: center;\">$85<\/td><td style=\"padding: 8px; text-align: center;\"><b>$935<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center;\">$1,000,000<\/td><td style=\"padding: 8px; text-align: center;\">$1,000<\/td><td style=\"padding: 8px; text-align: center;\">$100<\/td><td style=\"padding: 8px; text-align: center;\"><b>$1,100<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$2,000,000<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$1,500<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$150<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\"><b>$1,650<\/b><\/td><\/tr><\/tbody><\/table><p style=\"text-align: left;\">*Please note: State taxes not included.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3a1fbd e-con-full Investigativework e-flex e-con e-child\" data-id=\"c3a1fbd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4aaa776 elementor-widget elementor-widget-heading\" data-id=\"4aaa776\" data-element_type=\"widget\" id=\"Investigativework\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><b>Coverage for Expos\u00e9, Adult Content or True Crime Work<\/b><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-414f8d1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"414f8d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1.25rem;\">THESE EXPOSURES ARE EXCLUDED UNDER THE STANDARD POLICY.<\/strong><\/p><p><strong style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1.25rem;\">Coverage extension to include them is individually priced<strong>\u00a0&#8211;<\/strong>\u00a0submit the application form with details about your work.<\/strong><\/p><p><strong style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1.25rem;\">\u00a0<\/strong><\/p><hr \/><div style=\"text-align: left;\"><p><strong>Expos\u00e9<\/strong> \u2013 publication of hidden facts, sensitive, controversial, scandalous or other similar damaging information about any individual or entity, including celebrities, high net worth individuals, public figures or politically exposed persons.<\/p><p><strong>Adult Content<\/strong> &#8211; content that is unsuitable for persons of less than 18 years of age, including nudity, sexual activity, crimes against minors or intense violence.<\/p><p><strong>True Crime<\/strong> \u2013 the creation, publication, broadcast or dissemination of non-fiction content that chronicles, analyzes or details real life criminal events.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cd7f1b elementor-align-left back-history elementor-widget elementor-widget-button\" data-id=\"5cd7f1b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-left\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">RETURN TO MAIN<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Affinity Insurance Specialists (AIS) is a collaboration between Affinity Group Underwriters, Inc. (AGU) and Insurance Specialists, Inc. (ISI).<\/p>\n","protected":false},"author":1,"featured_media":2420,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-4205","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/pages\/4205"}],"collection":[{"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/comments?post=4205"}],"version-history":[{"count":64,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/pages\/4205\/revisions"}],"predecessor-version":[{"id":4432,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/pages\/4205\/revisions\/4432"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/media\/2420"}],"wp:attachment":[{"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/media?parent=4205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}