{"id":4205,"date":"2026-02-13T14:22:03","date_gmt":"2026-02-13T14:22:03","guid":{"rendered":"https:\/\/affinitybenefits.com\/brc\/?page_id=4205"},"modified":"2026-04-22T13:36:10","modified_gmt":"2026-04-22T13:36:10","slug":"mli-premiums","status":"publish","type":"page","link":"https:\/\/affinitybenefits.com\/brc\/mli-premiums\/","title":{"rendered":"MLI Coverages &#038; Premiums"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4205\" class=\"elementor elementor-4205\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46424cad e-flex e-con-boxed e-con e-parent\" data-id=\"46424cad\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-455f289 elementor-align-left back-history elementor-widget elementor-widget-button\" data-id=\"455f289\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-left\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">RETURN TO MAIN<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2424a60 elementor-widget elementor-widget-html\" data-id=\"2424a60\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<script>\ndocument.addEventListener('DOMContentLoaded', function () {\n    let backButtons = document.querySelectorAll('.back-history');\n    backButtons.forEach(function (backButton) {\n        backButton.addEventListener('click', function (e) {\n            e.preventDefault();\n            history.back();\n        });\n    });\n});\n<\/script>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-592e1709 e-flex e-con-boxed e-con e-child\" data-id=\"592e1709\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c408716 elementor-widget__width-inherit elementor-widget-divider--view-line elementor-invisible elementor-widget elementor-widget-divider\" data-id=\"2c408716\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9a00d1 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"b9a00d1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">HOW MUCH DOES IT COST?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68ca52c7 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"68ca52c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Media Liability Insurance: Premiums and Additional Coverages<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5e6aeb15 e-flex e-con-boxed e-con e-child\" data-id=\"5e6aeb15\" data-element_type=\"container\" id=\"privacy\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-971e43f elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"971e43f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#MLIannualprem\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">MLI ANNUAL Premiums<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fe5c1b elementor-align-justify elementor-widget elementor-widget-button\" data-id=\"6fe5c1b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#Investigativework\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Coverage for investigative, expos\u00e9, adult content and true crime<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9df895a e-flex e-con-boxed e-con e-child\" data-id=\"9df895a\" data-element_type=\"container\" id=\"MLIannualprem\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dce42c3 elementor-widget elementor-widget-heading\" data-id=\"dce42c3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><b>MLI Annual Premiums<\/b><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ebbfd93 elementor-widget elementor-widget-text-editor\" data-id=\"ebbfd93\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p class=\"p1\">Policy limit options are based on your gross revenue from your last financial year.<\/p><p style=\"text-align: left;\"><b>Revenue up to $250,000<\/b><\/p><table style=\"width: 100%; border-collapse: collapse; table-layout: fixed;\"><thead><tr><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Policy Limit<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Premium<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Broker Fees<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Total*<\/td><\/tr><\/thead><tbody><tr><td style=\"padding: 8px; text-align: center;\">$250,000<\/td><td style=\"padding: 8px; text-align: center;\">$400<\/td><td style=\"padding: 8px; text-align: center;\">$75<\/td><td style=\"padding: 8px; text-align: center;\"><b>$475<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center;\">$500,000<\/td><td style=\"padding: 8px; text-align: center;\">$500<\/td><td style=\"padding: 8px; text-align: center;\">$75<\/td><td style=\"padding: 8px; text-align: center;\"><b>$575<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center;\">$1,000,000<\/td><td style=\"padding: 8px; text-align: center;\">$850<\/td><td style=\"padding: 8px; text-align: center;\">$85<\/td><td style=\"padding: 8px; text-align: center;\"><b>$935<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$2,000,000<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$1,250<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$125<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\"><b>$1,375<\/b><\/td><\/tr><\/tbody><\/table><p style=\"text-align: left;\">*Please note: State taxes not included.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fcc190 elementor-widget elementor-widget-text-editor\" data-id=\"9fcc190\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: left;\"><b>Revenue $250,000 &#8211; $1,000,000<\/b><\/p><table style=\"width: 100%; border-collapse: collapse; table-layout: fixed;\"><thead><tr><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Policy Limit<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Premium<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Broker Fees<\/td><td style=\"padding: 10px; text-align: center; font-weight: bold; border-bottom: 2px solid #ddd; border-top: 2px solid #ddd;\">Total*<\/td><\/tr><\/thead><tbody><tr><td style=\"padding: 8px; text-align: center;\">$250,000<\/td><td style=\"padding: 8px; text-align: center;\">$500<\/td><td style=\"padding: 8px; text-align: center;\">$75<\/td><td style=\"padding: 8px; text-align: center;\"><b>$575<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center;\">$500,000<\/td><td style=\"padding: 8px; text-align: center;\">$850<\/td><td style=\"padding: 8px; text-align: center;\">$85<\/td><td style=\"padding: 8px; text-align: center;\"><b>$935<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center;\">$1,000,000<\/td><td style=\"padding: 8px; text-align: center;\">$1,000<\/td><td style=\"padding: 8px; text-align: center;\">$100<\/td><td style=\"padding: 8px; text-align: center;\"><b>$1,100<\/b><\/td><\/tr><tr><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$2,000,000<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$1,500<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\">$150<\/td><td style=\"padding: 8px; text-align: center; border-bottom: 2px solid #ddd;\"><b>$1,650<\/b><\/td><\/tr><\/tbody><\/table><p style=\"text-align: left;\">*Please note: State taxes not included.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3a1fbd e-con-full Investigativework e-flex e-con e-child\" data-id=\"c3a1fbd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4aaa776 elementor-widget elementor-widget-heading\" data-id=\"4aaa776\" data-element_type=\"widget\" id=\"Investigativework\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><b>Coverage for Investigative, Expos\u00e9, Adult Content or True Crime Work<\/b><\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-414f8d1 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"414f8d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1.25rem;\">THESE EXPOSURES ARE EXCLUDED UNDER THE STANDARD POLICY.<\/strong><\/p><p><strong style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1.25rem;\">Coverage extension to include them is individually priced<strong>\u00a0&#8211;<\/strong>\u00a0submit the application form with details about your work.<\/strong><\/p><p><strong style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1.25rem;\">\u00a0<\/strong><\/p><hr \/><div style=\"text-align: left;\"><p><strong style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1.25rem;\">Investigative<\/strong><span style=\"font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: 1.25rem;\"> \u2013 <\/span>in-depth investigative research, examination and analysis of information from any source, including open-source intelligence and events, that uncovers hidden, suppressed or otherwise deliberately concealed information, wrongdoing, corruption, injustice or other similar illegal activity, accountability for the uncovered information and accountability for the truth.<\/p><p><strong>Expos\u00e9<\/strong> \u2013 publication of hidden facts, sensitive, controversial, scandalous or other similar damaging information about any individual or entity, including celebrities, high net worth individuals, public figures or politically exposed persons.<\/p><p><strong>Adult Content<\/strong> &#8211;<\/p><div><p class=\"divcfc-clausepnotnth-child1\">content that is unsuitable for persons of less than 18 years of age, including nudity, sexual activity, crimes against minors or intense violence.<\/p><\/div><p><strong>True Crime<\/strong> \u2013 the creation, publication, broadcast or dissemination of non-fiction content that chronicles, analyzes or details real life criminal events.<\/p><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cd7f1b elementor-align-left back-history elementor-widget elementor-widget-button\" data-id=\"5cd7f1b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-left\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">RETURN TO MAIN<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Affinity Insurance Specialists (AIS) is a collaboration between Affinity Group Underwriters, Inc. (AGU) and Insurance Specialists, Inc. (ISI).<\/p>\n","protected":false},"author":1,"featured_media":2420,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-4205","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/pages\/4205"}],"collection":[{"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/comments?post=4205"}],"version-history":[{"count":58,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/pages\/4205\/revisions"}],"predecessor-version":[{"id":4369,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/pages\/4205\/revisions\/4369"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/media\/2420"}],"wp:attachment":[{"href":"https:\/\/affinitybenefits.com\/brc\/wp-json\/wp\/v2\/media?parent=4205"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}