International Travel

When You Travel Outside The United States…

International Travel Health Insurance -
You should know that your US health insurance may provide little or no coverage while you are abroad. Most policies limit international coverage to “emergency only” or “life threatening” situations.

For instance, if you were to fall and break a bone, contract a simple case of influenza, get food poisoning or suffer other common accidents or sicknesses, your US health insurance policy may not pay your expenses unless you can convince your insurer that it was a serious emergency.

There is a simple and inexpensive solution - our USAway international travel medical policy, underwritten at at Lloyd’s of London, will give you peace of mind while traveling for up to a year outside the USA. Please note that war risks and pre-existing conditions are not covered under standard USAway polices. If you need coverage for these kinds of risks, please contact us.

High Limit Accident Insurance –
Accidents are a risk journalists face as part of the job – especially when travelling abroad. Our high limit accidental death and dismemberment coverage, underwritten at Lloyd’s of London, can provide benefit amounts from $100,000 to $20,000,000. Coverage is available while traveling only or for 24 hours a day at home and abroad. Policy periods from 1 day to 3 years available. Acts of War and terrorism coverage can be included anywhere in the world.

Kidnap & Ransom Insurance –
You have probably heard of K&R (kidnap & ransom) insurance but may never have thought about securing coverage for yourself. Many business owners and other individuals who travel or reside abroad have this insurance. You, as a journalist and an American citizen or resident, may be a target as well.

Underwritten by the world kidnap & ransom insurance leader, Lloyd’s of London, this policy provides ransom reimbursement plus immediate access to a highly skilled and trained Crisis Assistance Team with locations throughout the world. Their job is to take action so the local authorities do not make fatal mistakes with the negotiations.

Kidnap & ransom coverage is probably more affordable than you think.