| | | | | HEALTH INSURANCE OPTIONS Finding Quality Health Insurance At
An Affordable Price Can Be Difficult... | | Group Insurance Options | - Comprehensive Major Medical Plans – PPO (Preferred Provider Organization) and HMO (Health Maintenance Organization) plans
- Catastrophic (High-Deductible) Plans – compatible with HSA (Health Savings Account) or HRA (Health Reimbursement Arrangement) plans
- Limited Medical Plans – lower-cost alternatives to help pay the cost of basic health care
- Hospital Deductible Gap Plans – designed to complement high-deductible policies by paying the deductible when an insured employee or family member is hospitalized
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| Individual & Family Insurance Options | - Comprehensive Major Medical Policies - traditional PPO and HMO plans featuring doctor office visit co-pays and complete medical insurance including prescription drug benefits
- Catastrophic (High Deductible) Policies With Health Savings Accounts – for many NNA members, HSAs have lowered their cost of health insurance by 20% to 40%. HSAs also provide important tax benefits that are not available with any other type of policy
- Short Term Medical Policies – temporary, month-to-month medical insurance for people who are between jobs or have just graduated and are looking for employment
- International Travel Medical Policies – US major medical policies often do not provide the same coverage when traveling abroad as they do in the USA. Our USAway travel policy can fill that potentially serious gap and provide greater piece of mind when outside the country
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| | | The best health care in the world is available in this country. But finding and obtaining the insurance necessary to pay for it can be a major headache. That’s why the National Newspaper Association has selected us to help members with their health insurance needs. We are a leading national insurance firm specializing in association group programs.
It’s an increasingly complicated subject: With all the acronyms, obscure terminology and fine print, has become very hard to know what kind of coverage you really need. Which insurance company will actually provide good service when the chips are down? Can you go to the doctors and hospitals you prefer? What’s a competitive price? For most people, these are confusing and difficult questions.
Health insurance is a local business. No single insurance carrier or plan can satisfy the needs of all members nationwide. That’s why we are bringing our expertise to the service of the National Newspaper Association. We can offer advice tailored to each member firm’s specific geographic and demographic profile. We have access to a wide variety of options from all of the major national and regional health insurers. This allows us to specifically tailor the coverage to meet each member’s particular requirements.
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