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The best health care in the world is available in this country. But finding and
obtaining the insurance necessary to pay for it can be a major headache. That’s why the
National Newspaper Association has selected us, Affinity Group Underwriters, to help
members with their health insurance needs. We are a leading national insurance firm
specializing in association group programs.
It’s an increasingly complicated subject. In recent years, Managed Care has, to
some extent, succeeded in containing health care costs and, therefore, insurance premiums.
But with HMOs, PPOs, networks, gatekeepers, co-payments, drug formularies etc., etc., it
has become very hard to know what kind of coverage you really need. Which plan will
actually provide good service when the chips are down? Can you go to the doctors and
hospitals you prefer? What’s a competitive price? For most people, these are confusing
and difficult questions.
Health insurance has become a local business. No single insurance carrier or plan
can satisfy the needs of all members nationwide. That’s why we are bringing our expertise
to the service of the National Newspaper Association. We can offer advice tailored to each
member firm’s specific geographic and demographic profile. We have access to a wide
variety of options. This allows us to specifically tailor the coverage to meet each member’s
particular requirements.
Health Insurance Options also includes FringeMark
NNA, a new lower cost alternative to traditional comprehensive major medical
insurance. It provides limited fixed benefits for common health care expenses such as
doctor visits, lab tests, emergency room, hospitalization and surgery. FringeMark NNA is available to hourly and part-time workers
and any newspaper that simply cannot afford the cost of full health insurance for its
full-time employees
Whether it’s insurance for a small or large group, or for an individual or a
family, we may be able to help. In addition, people with special circumstances (for
example, short term coverage for those between jobs or Medicare Supplement policies for
retirees) may also use our services. Many small groups and individuals have found the new
Medical Savings Accounts (MSAs) to be a good choice. Special high-deductible policies,
compatible with MSAs, are available from our insurance company partners. |
