Long Term Care Insurance

70% of people turning 65 can expect to use some form of long term care during their life time1. The average cost in 2014 of a Medicare Certified Nursing Home was $262.21 per day - over $95,000 per year 2 .

What is Long Term Care Insurance? Long term care is not medical insurance, but rather assistance with basic personal tasks of everyday living, commonly referred to as ADL's. ADL's typically include assistance with bathing, assistance with dressing, use of toilet, transferring from bed to chair, caring for incontinence and help with eating.

Care can be provided in:

  • A nursing home
  • An assisted living facility
  • Your own home

Give us your name and email and one of our specialists will compare LTC plans from the top carriers to find the best options available to fit your needs and circumstances.

1 US Dept. of Health & Human Services – www.longtermcare.gov - 2015
2 New York Life Cost of Care Survey – 2014

 

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Tom Wyss

Tom Wyss
Telephone:
804-273-9797
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M-F 8-5 Eastern

Email: twyss@affbc.com

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