- No Medical Questions Or Physical Exams
- Freedom to Choose Any Provider
- Available to Full-time, Part-time, Temporary & Seasonal Employees (Employer determines eligible classes of employees)
- Employer Can Pay Some, All or None of the Employee Premium
- No Minimum Participation Requirements
- No Deductibles - First Dollar
Coverage
- Fixed Benefit Amounts - Benefits
Paid Directly to the Insured
- Pays in Addition to Other Private Insurance
- Survivor Benefit - 18 Months
Premium Free
| - Doctor Office Visits (including a routine physical each year)
- Diagnostic Testing
- Emergency Room Visits
- Hospitalization
- Surgery
- Routine Child Wellness Visits
- Access to Discounts on Medical Services Including Doctors, Hospitals, Pharmacies & More
- Optional Dental Benefits
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