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Optional Dental Plan
 
The Dental plan can be purchased separately or in addition to CUBS Health Solutions Plan.
 
Dental Benefits$1,500 / calendar year
$500 maximum for periodontics
$750  maximum for orthodontia
(See Schedule of Benefits below.)
 
Click here for Premium Rates
 
 
   
Schedule of Benefits
Dental Benefits
Scheduled amounts are payable up to $1,500 per covered person per calendar year for preventative and diagnostic care, restorative treatment, root canals, periodontics ($500 lifetime maximum), oral surgery and orthodontia ($750 maximum per course of treatment, for adults or children). Some benefits require a 12 month waiting period before benefits are available.
 
Coverage Details 
Type 1 Preventive & Diagnostic 
a. Oral exams, including prophylaxis$36.00
b. Bitewings, per film$4.80
c. X-ray, panoramic or cephalometric$36.00
d. Sealants/topical fluoride$10.20
e. Space maintainers$108.00
Type 2 Major Restorative 
a. Crowns, bridges and dentures$180.00
b. Pre-fabricated crowns$60.00
c. Crown build-up procedures$48.00
Type 3 Minor Restorative 
a. Fillings $42.00
b. Crown, bridge and denture repairs $24.00
c. Relining or rebasing dentures $60.00
Type 4 Endodontics 
a. Root canals, apicoectomies $192.00
b. Root amputation $96.00
c. Therapeutic pulpotomy, retrograde fillings, apexification, and hemisection$48.00
Type 5 Periodontics ($500 Lifetime Maximum) 
a. Tissue grafts or bone surgery $96.00
b. Gingival curettage (per quadrant) $36.00
c. Gingivectomy (per tooth) $24.00
d. Gingivectomy (per quadrant), periodontal scaling,  periodontal splinting, and root planing$60.00
Type 6 Oral Surgery 
a. Surgeries Level 1 (removal of exostosis) $120.00
b. Surgeries Level 2 (removal of impacted tooth) $66.00
c. Surgeries Level 3 (simple extraction) $36.00
Type 7 General Anesthesia and IV 
a. IV, first half hour general, each additional 1/4 hour general$72.00
Type 8 Orthodontia (Adult or Child - Per Course of Treatment)

$750.00

Annual Maximum 
Types 1 through 7 

$1,500.00

 Waiting Period
 12-month waiting period applicable to Types 2, 5, 6a, 7 and 8
  Survivor Benefit
 
Dependent coverage continues – premium free – following an insured employee’s death for up to 18 months.
   
 
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